Interest Free Credit Cards

One of the best ways to get rid of your credit card debt and get back on your feet is to take advantage of some of the interest free credit cards that are available. These cards can be a great way to consolidate your interest bearing loans and credit cards into a monthly payment that you can afford. Strangely enough many people do not seem to realize that as long as their credit is in good standing using an interest free credit card offer can save them a small fortune in interest payments.

Credit Card	Details	Credit Card	Details
	Citi Platinum Select MasterCard  - 0% APR* on balance transfers and purchases for up to 12 months - Extra Cash from Citi: enjoy significant discounts on gift cards, travel, merchandise and more. - Balance transfer fee applies with this offer - No annual fee		Discover More Card  - 5% Cashback Bonus in categories like travel, home, gas, restaurants, movies - Up to 1% Cashback Bonus on all other purchases automatically - Unlimited cash rewards - 0% Intro APR for 6 months on purchases and balance transfers - No annual fee
	Capital One No Hassle Miles Rewards - 1.25 miles for every dollar spent on purchases - 0% APR on purchases until May 2010 - Book travel with any airline, hotel, cruise line, or rental car company - No blackout dates and no seat restrictions - No annual fee		PartnersFirst Rewards Visa Card - Earn 1% cash back on every purchase - Redeem points for airline travel, merchandise, unique experiences - Customize your card with your favorite photo! - Save with an introductory 0% Annual Percentage Rate (APR) for Balance Transfers through your first 6 months - No Annual Fee
	Starwood Preferred Guest Credit Card from American Express - Earn 15,000 bonus Starpoints® after you spend $15,000 in 6 months - Earn one Starpoint for every dollar you spend and double Starpoints at participating Starwood properties and retail partners - Use Starpoints for free nights and upgrades at over 860 participating Starwood hotels and resorts in 95 countries		Discover Open Road Card - 0% Intro APR for 6 months on purchases, and 6 months on balance transfers - 5% to 20% Cashback Bonus® at top online retailers* - Up to 1% Cashback Bonus® on all other purchases - Unlimited cash rewards - Increase, even double, the value of your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners - No annual fee
	Citi Forward Card - The credit card that rewards you for good behavior. - Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row. - 6,000 bonus points after $50 in purchases are made within 3 months of account opening. -No annual fee		Citi Premier Pass - Elite Level  - 20,000 bonus points after $600 in purchases made within 3 months of account opening - Earn 2 points for every dollar spent on everyday purchases and 1 point for all other purchases* - Earn 1 point for every mile you fly on any airline* - Earn 1 point for every mile friends and family fly on tickets purchased with your card* - Get a complimentary companion ticket when you buy a qualifying ticket*

	Platinum Delta SkyMiles Credit Card - Earn 20,000 bonus SkyMiles after first purchase and another 2,500 for adding an additional cardmember - Earn at least 1 mile for every eligible dollar spent - Earn one companion Coach Class ticket each year upon renewal - Miles never expire and there is no cap on the miles you can earn - Pay with miles: pay for all or part of your flight with miles - and put the rest on your card - Express approval: get a decision in less than 60 seconds		Palms Platinum Access Rewards VISA Card - Earn 1 point for every retail dollar spent and double points on select purchases at the Palms - Get in on special access, including free room upgrades, front-of-the-line passes to Palms night clubs, and more - Rack up rewards worth having: Travel on any airline with NO blackout dates, 1% cash back, gift cards, and Palms gear - Save with an introductory 0% Annual Percentage Rate (APR) for Balance Transfers through your first 6 monthly billing cycles. - Total fraud protection - No Annual Fee
	Golf Magazine Rewards Visa Card - Free 1 dozen Titleist Pro V1 golf balls after your first purchase of $50 - a $58 value! - Earn 1% cash back. Or earn points for golf gear, access to championship courses, VIP golf experiences, plus travel, merchandise, and gift cards - Points don't expire - Total fraud protection - 24/7 customer service - No Annual Fee		Simmons First Visa Platinum - Fixed APR of 7.25% - No annual fee - Global acceptance - Travel insurance - Car rental loss/damage waiver covering collision, theft and vandalism - Emergency cash and credit card replacement - Card issued by Simmons First National Bank

The majority of interest free credit cards are those that only offer this rate for an introductory period such as for the first six months. After the introductory period is over they then resort back to charging you an established interest rate. The savvy person can use this to his advantage as long as he keeps his payments on time and continues to maintain a good credit standing. When the time frame for zero percent interest expires one can simply transfer the balance to another card with the same offer, there are several available.

For many people the idea of having a credit card is either not possible due to a poor credit history or because they simply do not wish to pay interest. The latest idea in interest free credit cards is to get one that is attached to your bank account. These free prepaid credit cards are actually a debit card that gives you access to the money in your bank account and are not loaning you any money. This can be a good thing for someone who needs to have the convenience of credit cards without having to worry about going into debt.

When most people are looking for a new credit card they are looking for the credit card that is going to give them the best deal they can get for the money they are going to spend. While having an interest free credit card can be nice there are cards out there with other offers. One of the most popular offers on the market is the cash back credit card. While these cards may carry the same APR as the typical reward credit card the issuer rewards the user with a monthly cash bonus for spending money on the card.

If you use them carefully, interest free credit cards can be a great way to save yourself from paying a lot of money out in interest to your current credit card company. However before you jump ship with your current credit card company, you need to make sure that you take a good close look at the specific details of the company you are planning to switch to. It is only a good deal if either you can pay off the balance in the time period that is interest free or the interest rate that is applied after that period is lower than the one you are currently paying. If it is not then you might want to consider staying with your current credit card company.